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  1. The online registration is valid for six months. It is the responsibility of the Agent to re-register his/her Clients after the expiration date in order to be eligible for any applicable Schell Brothers Rewards Program(s).
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* All information subject to change without notice, certain exclusions may apply. See Sales Team for more information. Commission and/or bonus is pre-paid for non-contingent contracts only upon receipt of all deposits and pre-approval or proof of funds to close. We reserve the right to reclaim commission and bonus if sale does not go to settlement. Accordingly, the Agent may elect to defer payment until after settlement at his/her discretion.

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Bridge the Gap – Lynn is In

By Lynn Cattafi

Lynn is In
My current home has not sold yet, how do I bridge the gap?
If you are thinking that you need to sell your current home before you can even think about your new dream home, think again! There are many ways to make your dream a reality prior to selling your current home. It is true that for some people selling first is a must, but believe it or not, that is surprisingly rare. Here are just a couple of examples that might work for you.
Let’s assume you have a great deal of equity in your current home. You can set up a line of credit against the existing home. It is a good idea to set this up for your possible use now, because once your current home is on the market, many banks will not approve an equity line of credit. The good news is that the line of credit carries no monthly payment until you actually pull money from it, so you can set this up and have it ready to use for your new home deposit.
Another great option is to start the process of creating this new dream home as a secondary residence. There is usually no interest rate difference between a loan for a primary home vs. a secondary residence. Plus, as long as you can qualify to carry both homes for a short time if necessary, you can move forward now. Many people I work with go this route because it’s more simple. It takes away the need for two moves (what if you sell your current home before your new home is completed), and it also enables you to put your current home on the market at a time that is the most advantageous for you.
Imagine being able to put your home on the market after you have already moved out of it! No obsessive cleaning and staging, no waiting for showings or having to leave the house at a moment’s notice when a realtor wants to “bring someone by”. Sounds pretty glorious, right?

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